Institute for Money, Technology & Financial Inclusion

According to the Department of Social Welfare and Development (DSWD), only 20% of the population receiving conditional cash transfers (CCTS) are operationally problematic. The constraints offer some clue as to how the use of m-money might be unfeasible in these locations. In particular, it will be unfeasible for m-money to work in areas where there are no cellular signals, which likely accounts for part of the difficult to reach 20%. Nonetheless, would it still be beneficial to consider the implementation of m-money in other areas?

This is part 2 in a 3-part blog series.