California Health Professional Student Alliance (CaHPSA)

This paper goes into depth regarding the prevalent issue of healthcare affordability in modern-day America. Our research explores the substantial impact of emergency and prolonged medical care expenses on diverse American families, particularly those in rural areas or those struggling financially. Beyond numerical analyses, we navigate the landscape of healthcare billing, questioning the complexity behind understanding medical expenses. Furthermore, we examine recent legislative measures, such as the No Surprise Act, to unravel their implications for individuals struggling with the burden of expensive medical bills. Our study is able to intertwine the facets of health insurance, healthcare costs, and accessibility, whilst focusing on their intersectionality with race and ethnicity. Through the examination of empirical evidence and well-examined studies, this paper advocates for an equitable and transparent healthcare system, envisioning a future where quality healthcare is accessible to all without the worry of financial issues.