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Banking the poor through mobile telephony: Understanding the challenges for expansion of mobile-based financial services in Peru
Published Web Location
https://www.dirsi.net/sites/default/files/130805%20-%20ingl%C3%A9s%20Peru%20Final%20DIRSI_0.pdf
Abstract
The purpose of this paper is to identify institutional and contextual factors that could be limiting the implementation and scaling up of mobile financial services (MFS) in Peru. The methodology used adapts the one proposed by Samarajiva et al. (2005) for evaluating the telecommunications regulatory environment (TRE), based on the perceptions of key stakeholders. Unlike TRE, this study includes the entire MFS ecosystem in the analysis, without limiting it to the institutional or regulatory environment.