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"Banking the poor through mobile telephony: Understanding the challenges for expansion of mobile-based financial services in Peru." Instituto de Estudios Peruanos, PROYECTO CAPITAL Bulletin (Inshort: Number 41)

Abstract

This paper summarizes the findings of a study analyzing the ecosystem for deployment of Mobile Financial Services (MFS) in Peru. The study was part of an effort to examine that ecosystem in four countries in the region, ana- lyzing them from a comparative perspective. The countries chosen are in an early phase of MFS development and show great potential for MFS deployment, and the goal was to gain an understanding of both the conditions for and the bottlenecks affecting MFS expansion. Besides Peru, the study covered El Salvador, Guatemala and Paraguay, resulting in four case studies (one per country) and a compara- tive analysis based on those case studies.

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