Radiative cooling uses high-emissivity materials to passively cool the surface of outdoor objects, such as building roofs on hot days. The issue of overcooling with this technology on cold days can be addressed by structures with thermal emissivity that is adaptive to temperature. Despite recent advances in temperature-adaptive structures, great challenges remain in their fabrication feasibility and unoptimized solar heating that may override the radiative cooling benefit. In this work, we develop a printable, emissivity-adaptive and albedo-optimized covering (PEAC) based on recyclable materials with roll-to-roll fabrication. A PEAC automatically switches its sky-window emissivity from 0.25 to 0.85 when the surface temperature exceeds a pre-set transition temperature, delivering an albedo optimized for maximal year-round energy saving or thermal comfort in a given climate.