As community colleges have often been referred to as the equalizers in the U.S. higher education system, it is important to examine how these institutions reproduce inequities for Black and Latino/a/e students as they navigate their educational journeys. Through a narrative qualitative research design, this dissertation study collected 20 interviews with Black and Latino/a/e current and former students from three community college sites in addition to an analysis of online modalities to explore the structural and procedural challenges that cool-out these students from community college. This study implemented the use of institutional precarity (Hart, 2019) and procedural cooling-out (Anderson, 2015) to examine how the structural and procedural challenges in community colleges directly impact the educational goals of Black and Latino/a/e students. In addition, this study focused on the micro-decisions (Anderson, 2015) of students to explore how students made daily academic decisions as they encountered these challenges. Findings revealed Black and Latino/a/e students experience several structural and procedural challenges that influence their cooling-out. Additionally, Black and Latino/a/e students face unique challenges based on their race and ethnicity which are upheld by placement policies like AB705, the allocation of resources, and disciplinary and advising practices. For this reason, this dissertation study demonstrates that community college attrition rates can be attributed to the structural and procedural challenges along with racialized challenges embedded within the college. Research findings from this study suggest community college scholars should expand this work and focus on practices, policies, and reforms with a racialized lens as they often exacerbate inequities in the community college system. Additionally, this study calls for equitable legislation and practices that promote retention and academic support for Black and Latino/a/e community college students.